For Immediate Release
December 10, 2025
Media Contact: Casey-Lee Waldron
WASHINGTON, D.C. — Today, Congressman Brian Fitzpatrick (PA-1) released the following statement after filing a discharge petition to bring his Bipartisan Health Insurance Affordability Act directly to the House floor for a vote, ensuring Congress takes action to prevent devastating health insurance premium increases when current protections expire at the end of the year:
“Congress cannot sit idle while American families face a preventable crisis. Our job is to protect the people we serve, and that responsibility demands immediate action.
If these protections expire, millions of Americans will be hit with premium increases they simply cannot afford, forcing impossible choices about their health, their finances, and their futures. They deserve a concrete solution now—not promises of one later.
For months, I have worked with Republicans and Democrats in both chambers, along with input from the Administration, to build a bipartisan solution that can actually pass—not a political messaging exercise. This bill delivers the urgent help families need now, while giving Congress the runway to keep improving our healthcare system for the long term. Responsible governance means securing 80 percent of what families need today, rather than risking 100 percent of nothing tomorrow.
Filing this discharge petition ensures the House will have the opportunity—and obligation—to vote. Every member must decide whom they serve: the people, or the politics. We can prevent this—and we must. If 217 of my colleagues are willing to join me in putting constituents first, we can protect working- and middle-class families from a catastrophic crisis.
Our neighbors are counting on us. I’m calling on my colleagues to sign this petition, bring this two-party solution to the floor, and deliver the security and certainty American families deserve.”
About the Bipartisan Health Insurance Affordability Act:
Fitzpatrick (PA-01) was joined by Representatives Jared Golden (ME-02), Tom Suozzi (NY-02), Don Bacon (NE-02), Rob Bresnahan (PA-08), Marie Gluesenkamp Perez (WA-03), Donald G. Davis (NC-01), and Nicole Malliotakis (NY-11) to introduce the Bipartisan Health Insurance Affordability Act, a two-party, targeted solution to prevent a sharp jump in healthcare costs as current protections expire and ensure millions of Americans can maintain affordable coverage.
Without immediate congressional action, the scheduled expiration of the Affordable Care Act’s enhanced premium tax credits would result in steep, sudden cost increases and widespread loss of coverage—destabilizing the healthcare markets working families rely upon.
Key Provisions of the Bipartisan Health Insurance Affordability Act
The legislation advances five reforms designed to protect affordability, strengthen accountability, and ensure taxpayer value:
- Prevents Premium Spikes: Extends enhanced premium tax credits through 2027, to protect families from abrupt monthly cost increases.
- Restores Consumer Control: Stops unauthorized plan and subsidy changes by requiring consent and prompt notification before any modifications take effect.
- Shines Light on Middlemen: Ends hidden spread pricing, severs PBM profits from drug prices, and requires full rebate pass-through to ensure savings reach patients.
- Gives Families New Tools to Manage Costs: Expands access to Health Savings Accounts and simplifies premium payments to reduce disruptions in coverage.
- Smart Stewardship of Taxpayer Dollars: Modernizes eligibility and introduces a reasonable minimum contribution to protect long-term affordability and responsible stewardship of federal dollars.
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