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In recognition of Mental Health Awareness Month, the Pennsylvania Insurance Department is highlighting its continued work to ensure that insurers operating within the commonwealth are following state and federal parity laws, allowing those faced with mental health or substance use disorders continued access to needed care.
Under the Affordable Care Act (ACA) and Mental Health Parity and Addiction Equity Act (MHPAEA), health insurance plans and insurers must offer mental health and substance use disorder benefits that are no less restrictive than their coverage for medical or surgical care. These benefits include quantitative limitations (copays, deductibles, and limits on inpatient or outpatient visits that are covered) and non-quantitative limitations (pre-authorizations, providers available through a plan’s network, and what a plan deems “medically necessary”).
RCPA has signed onto a multi-association advocacy letter to Senators Casey and Toomey, urging them to ensure that any health care reform protects the vulnerable Pennsylvania citizens who rely on coverage provided currently by Medicaid and the Affordable Care Act (ACA).
RCPA has signed on to a multi-association letter being sent to the PA congressional delegation in Washington, DC urging legislators to carefully evaluate any effort to repeal and replace the Affordable Care Act (ACA), given the critical need to maintain funding for the current Pennsylvania Medicaid program and to protect the vulnerable citizens who rely on Medicaid for critical and necessary care.
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